IMPROPER PLANNING/DECISION BY THE PILOT AND HIS MISJUDGEMENT OF DISTANCE AND SPEED DURING THE LANDING, WHICH RESULTED IN FAILURE TO ATTAIN A PROPER TOUCHDOWN POINT. CONTRIBUTING FACTORS WERE: THE WEATHER CONDITIONS, THE PILOT'S CONTINUED FLIGHT INTO INSTRUMENT METEOROLOGICAL CONDITIONS (IMC), INADEQUATE FUEL SUPPLY TO MAKE A GO-AROUND, WET RUNWAY WITH HYDROPLANING CONDITIONS, THE FENCE, THE DITCH, AND THE ROADWAY.