THE IMPROPER DECISION BY THE NON-INSTRUMENT-RATED PILOT TO ATTEMPT VFR FLIGHT INTO INSTRUMENT METEOROLOGICAL CONDITIONS RESULTING IN A LOSS OF AIRPLANE CONTROL AND SUBSEQUENT INADVERTENT SPIRAL AND COLLISION WITH THE GROUND. FACTORS RELATED TO THE ACCIDENT WERE: THE PILOT'S LACK OF TOTAL FLIGHT EXPERIENCE; THE PILOT'S LACK OF FLIGHT TIME IN THIS MAKE AND MODEL AIRPLANE; AND HIS OVERCONFIDENCE IN HIS OWN ABILITY.